by Carlos Micames1 J.D. Candidate at American University Washington College of Law (WCL), 2020. B.A., University of Puerto Rico-Mayaguez, 2017. While at WCL, the author has interned at the DC Superior Court, Department of Insurance, Securities and Banking, the Securities and Exchange Commission, and McConnell Valdes LLC Law Firm in Puerto Rico, and is a member of the AU Business Law Review.