Harvard Law & Policy Review

Zach Luck Most people never owned a subprime mortgage, many never owned a mortgage, and very few will ever buy a mortgage backed security.  But, look in your wallet and you will nevertheless likely find a complicated credit product:  Your credit card. In 2009, in the wake of the financial crisis, Congress passed significant new limitations on credit card issuer billing and marketing practices in the easy-to-abbreviate Credit Card Accountability Responsibility and Disclosure Act of 2009 (The …

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Jason Harrow 3. Two Other Ways That Energy Doesn’t Work Like Information This is the third post in a multi-part series. In Part 1, I explained the idea of Moore’s Law, which states that computer technology gets about twice as good, for the same price, every two years.  In Part 2, I argued that the goals President Obama set for clean energy in his State of the Union are overly optimistic, because energy technologies do not obey Moore’s Law. In this Part, I give two other reasons why energy …

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Jason Harrow 2. The Challenge This is the second post in a multi-part series. In Part 1, available here, I explained the idea of Moore’s Law, which states that computer technology gets about twice as good, for the same price, every two years. In this Part, I explain that it will deceptively difficult to get to 80% clean energy in 2035. Feedback is welcome to Jason.harrow@gmail.com. In last month’s State of the Union, President Obama told Americans that the “future is ours to win.” He then …

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Jason Harrow This is the first post in a multi-part series. New posts will appear every Friday. Feedback is welcome to jason.harrow@gmail.com. Moore’s Law describes how quickly computer technology evolves, and I do not know how many lawyers, policymakers, and law students are familiar with it. I would guess that most are not. This is probably because the rate of change of computer chips seems obscure, irrelevant to law and policy, and, anyway, a little bit made-up. How can it possibly be that …

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Anthony Kammer Less than two years after the Supreme Court’s ruling in NAMUDNO v. Holder, conservative legal groups are renewing their efforts to invalidate the Voting Rights Act of 1965 (“VRA”). On Wednesday, February 2, Federal District Judge John Bates heard a challenge brought by Alabama’s Shelby County and its conservative backers claiming that Section 5 of the VRA was unconstitutional because it “arbitrarily impose[s] on Shelby County and other covered jurisdictions disfavored …

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Jessica Jackson Last month’s California Supreme Court decision in People v. Diaz represents an unprecedented expansion of the government’s ability to search without a warrant. The defendant, Diaz, was arrested for possession of narcotics after an informant bought six pills of ecstasy from him. Ninety minutes after Diaz had been cuffed, the arresting officer confiscated and searched Diaz’s cell phone, finding a text that was allegedly related to the drug sale. The court upheld the officer’s …

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